Other Services Personal Bakruptcy Services Whether because of overwhelming medical expenses, devastating job loss, or other financial catastrophe, sometimes the last resort of personal bankruptcy is your only remaining option. We understand, and can help you navigate what can be a frightening and difficult process. The experienced advisors at MS Accounting Inc. provide clear-sighted, sensitive advice, identifying and recommending any possible alternatives, helping you to understand your options, guiding you through the maze of financial, credit, and tax implications that arise, and protecting your interests in the short and long term. You do not have to face this alone – we can help. Investment Review and Analysis The investment landscape changes rapidly, and savvy investors know that keeping their portfolios up-to-date and balancing risk and return is critical for investment success. At MS Accounting Inc., our knowledgeable advisors have the experience and the insight to help you manage your money and maximize the return on your investments. We will perform a custom portfolio analysis and review the risks and returns of specific investments including stocks, bonds, cash, REITs, and limited partnerships. We can also help you to determine an optimal asset allocation for your unique personal and financial goals, time horizon, and risk tolerance. Retirement Planning Services It is never too early to start planning for retirement if you want to maintain your current lifestyle, or achieve an even better one. Careful planning helps you avoid common pitfalls and retirement planning mistakes and puts you on a solid footing to ensure that your retirement lives up to your expectations. At MS Accounting Inc., our retirement planning specialists listen to your objectives and goals, evaluate your current circumstances, and collaborate with you to formulate a comprehensive, achievable retirement plan. We compare the relative benefits of stocks, bonds, and other retirement assets, and explain the differences between retirement plans, including standard IRAs, tax-deferred annuities, and Roth IRAs. No matter where you are now – whether just starting out or close to retirement age – MS Accounting Inc. can analyze your projected income and expenses and suggest investment funding techniques to help put you on the road to achieving your retirement dreams. Estate Planning Services You’ve worked hard to achieve success and build wealth, and comprehensive estate planning is a common-sense way to ensure that your hard-earned assets and the people you love are both protected in the future. Effective estate planning is critical to conserve your assets, both for you to enjoy in retirement and for the next generation, and to minimize the impact of estate and inheritance taxes on your beneficiaries. MS Accounting Inc. has the knowledge and experience to help you formulate a successful plan for the future. We can review your financial position, recognize and minimize or eliminate potential liquidity issues caused by federal and state estate taxes, and employ a wide array of instruments such as trusts and charitable entities to maximize your assets and protect your beneficiaries. Forensic Accounting Services At MS Accounting Inc., we offer tailor-made forensic accounting services, including expert analysis, reporting, and testimony in areas such as business valuation, accounting malpractice, fraud, economic damages calculations, and other matters requiring forensic accounting expertise. As specialists in the field, MS Accounting Inc. is often consulted during matrimonial disputes and partnership dissolutions, to provide business valuation services or to uncover malfeasance and financial irregularities, and we bring wealth of knowledge and experience to every engagement. Internet Commerce Assistance Doing business on the Internet offers unparalleled opportunities, but can also present some unexpected challenges. MS Accounting Inc. is well versed in the tax compliance and technological issues businesses face when considering Internet Commerce ventures. If you are considering establishing or expanding an online business, talk to us – we will be happy to help.